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Best Mattress for Under $500: Buyer’s Guide

Malena Piper

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Mattresses are expensive. No matter your financial situation, you’ll most likely have a budget that may influence the quality of the mattress you end up buying. While it’s true you can often a higher quality mattress with a larger budget, there are still top rated mattresses available under $500.

In this article, we recommend the best mattresses under $500. We will discuss how long a budget mattress should last and what quality you can expect from mattresses in this price range. Then, we will present a budget mattress guide that includes how to choose an affordable, high-quality mattress based on your sleep preferences.

Best Mattress for Under $500

MattressHighlightsPrice
BEST MATTRESS UNDER $500 Vaya Mattress
Vaya Vaya
Plush and responsive foam supports and cushions you in any sleep position.
$349-$799Buy Now
Dynasty 10-Inch CoolBreeze
Dynasty14.5”
CoolBreeze
Cradles the shoulders and hips to relieve pressure and pain.
$399
Live and Sleep Ultra
Live and SleepUltra
Engineered with CertiPUR-US® materials to produce an eco-friendly mattress.
$499
Olee Sleep 13-Inch Galaxy Hybrid
Olee Sleep13-Inch Galaxy
Hybrid
Gel-infused memory foam regulates body temperature by wicking away heat and moisture.
$260
Sweetnight 8-inch Hybrid
Sweetnight8-Inch Hybrid
Euro top contours and alleviates pressure while wicking away heat.
$498

Best Mattress Under $500: Vaya Mattress

Vaya Mattress BEST MATTRESS UNDER $500
Vaya Mattress

The Vaya Mattress balances durable cushion and responsiveness with affordability. Sleepers interested in a bargain mattress will be hard pressed to find a bed that offers similar quality at a low price.

$300 off the Vaya Mattress

With promo code VAYA300

Get discount
Best mattress features
  • Airy and lightweight Vaya Comfort Foam stays cool during the night.
  • Vaya Base Foam stands tall and strong, supporting any sleep position.
  • Manufacturers confident enough in the bed's durability to offer a 10-year warranty.
Recommended for...
  • Budget shoppers who want a mattress with a lengthy sleep trial.
  • Single sleepers who want a mattress that accommodates any position.
  • Individuals who want to refurbish their bedroom with a new mattress and pillow.
  • People looking for a basic yet versatile mattress for house guests.

The Vaya Mattress is our editor’s choice for the best mattress under $500. We chose it because despite the bed’s low price it does not skimp on comfort or support. The Vaya Mattress is 12 inches tall, with a two-layer design that can support a sleeper in any position.

The first layer is 3 inches of Vaya Comfort Foam, blending pressure-relieving cushion with spine support. This top layer has a breathable nature thanks to its lightweight and airy design. Vaya Comfort Foam snaps back into shape quickly, making movements in the night and during the day easier.

The second layer is 9 inches of Vaya Base Foam. This sturdy foam offers stable, uncompromising support that takes on a sleeper’s weight, easing pressure build-up and preventing pain.

A breathable cover encases the mattress’s layers. Both foam layers are certified by CertiPUR-US®.

The Vaya Mattress has a better warranty than many other mattresses offered at similar price points. The warranty extends for 10 years and offers coverage on any sagging that exceeds 0.75 inches.

You have 100 nights to try out a Vaya Mattress after it arrives at your home. When you purchase a Vaya Mattress, you will also receive a free pillow or two, depending on your chosen mattress size.

Dynasty Mattress 14.5-inch CoolBreeze

Dynasty Mattress 14.5-inch CoolBreeze DYNASTY MATTRESS 14.5 INCH COOLBREEZE
Dynasty Mattress 14.5-inch CoolBreeze

This thick gel memory foam mattress includes a free pillow or two with every purchase, providing a lot of bang for your buck.

Best mattress features
  • Cool, machine-washable cover over gel memory foam for a temperature-regulated surface.
  • Two foam layers work in tandem to relieve pressure points and reduce pain.
  • Thick support foam resists sagging for a longer-lasting mattress.
Recommended for...
  • Shoppers who want to upgrade their bedroom with a new mattress and pillows.
  • Individuals who want an inexpensive cooling mattress.
  • Sleepers interested in a thick mattress.

The Dynasty Mattress’s 14.5-inch gel memory foam mattress comes with two free pillows (only one pillow with the purchase of a full and twin) and is available in a queen, king, California king, and split king size. The mattress is made with CertiPUR-US® certified foam, meaning the mattress is made without ozone depleters such as PBDEs, TDCPP, or TCEP flame retardants.

The removable cover is machine washable, cool to the touch, and made of fire-retardant material.

The 2-inch high-density gel memory foam comfort layer cradles the shoulders and hips to relieve pressure while wicking away heat.

Below the memory foam layer, two layers of high-density Cool Airflow foam encourages air to circulate through the mattress and relieves pressure points.

The last layer is 8.5 inches of support foam to support the upper layers and extend the mattress’s longevity.

The company offers a 120-night sleep trial where the customer may decide if the mattress fits their sleep preferences and can make a return if they need to. The Amazon page does not mention a sleep trial, but if customers buy their mattresses via Amazon, they come with a 30-day return policy.

Live and Sleep Ultra

Live and Sleep Ultra LIVE AND SLEEP ULTRA
Live and Sleep Ultra

This medium-firm mattress has three foam layers certified by CertiPUR-US® , making it a safe and relatively “green” mattress for back sleepers.

Best mattress features
  • Airy knit cover keeps the sleep surface cool, helped by the gel foam transition layer.
  • Two layers of memory foam ensure sufficient contouring for most sleepers.
  • Thick poly-foam base helps the mattress maintain its shape over the years.
Recommended for...
  • Budget shoppers looking for a mattress backed by a lengthy warranty.
  • Shoppers who want to make the most of their purchase with a free pillow.
  • Back sleepers looking for a medium-firm feel mattress.

The Live and Sleep Ultra Mattress has a medium-firm feel and consists of three layers. All foam used in the bed’s construction is CertiPUR-US® certified, making it eco-friendly. Each mattress purchase comes with a queen-sized pillow. The mattress pairs with most foundations too.

The knit cover is flexible and breathable, allowing the customer to feel the mattress’s properties while keeping cool.

The top layer is 2.5 inches of memory foam. It conforms slowly to relieve pressure and align the spine.

Below, 1 inch of gel-infused memory foam wicks away heat and buffers between the comfort and support layers.

The last layer is made of 8.5 inches of high-density polyurethane foam, which supports the above layers and extends the mattress’s lifespan.

The Live and Sleep Mattress is covered by Amazon’s 30-day return policy. You may use the return policy as time to decide if the mattress is for you. If not, you may return the mattress within 30 days of purchase.

Olee Sleep 13-inch Galaxy Hybrid

Olee Sleep 13-inch Galaxy Hybrid OLEE SLEEP 13-INCH GALAXY HYBRID
Olee Sleep 13-inch Galaxy Hybrid

The coils that support this mattress also offer targeted support for a sleeper, while the three top foam layers ensure conforming comfort.

Best mattress features
  • Jacquard fabric cover and gel foam comfort layer wick heat away from the sleeper.
  • Second memory foam layer increases the mattress's contouring ability.
  • Dense foam transition layer and coils structure the mattress.
Recommended for...
  • Side and combination sleepers looking for a medium mattress under $500.
  • Single sleepers who want a bargain price, full size mattress.
  • Couples interested in sharing a budget mattress with a medium feel.

The Olee Sleep Mattress is a 5-layer, medium feel mattress. It comes in full, queen, and king size and all foams used in the mattress are CertiPUR-US® certified.

The cover is made of jacquard fabric which wicks away heat and moisture.

The comfort layer is made of 1 inch of gel memory foam, which regulates body temperature for a good night’s sleep.

Another comfort layer lies beneath the gel memory foam. It’s made of soft memory foam and adds even more cushioning to the surface feel.

Two inches of dense foam buffer between the comfort layers and support coil system.

The base layer is a coil system that promotes air circulation and supports the upper layers to extend the mattress’s longevity.

The Olee Sleep Mattress is available on Amazon and comes with a 30-day return policy, which can double as a trial period.

Sweetnight Spring Hybrid

Sweetnight Spring Hybrid SWEETNIGHT SPRING HYBRID
Sweetnight Spring Hybrid

While a good choice for a cooling mattress, Sweetnight’s bed is only available in queen and king sizes. It’s a good choice for sleepers who want to upgrade a large bedroom without breaking the bank.

Best mattress features
  • Knitted fabric cover keeps the sleep surface cool, while the support coils let airflow the mattress's bottom.
  • Euro-top eases pressure points, while a second firm foam layer deepens contouring.
  • Reinforced edge support protects coils and makes it easier to move out of bed.
Recommended for...
  • People who sleep hot and want a hybrid mattress for under $500.
  • Budget shoppers interested in an inexpensive mattress with a Euro-top.
  • Couples who want a bargain price mattress to share.

The Sweetnight Spring Hybrid Mattress is engineered with cooling technology and a targeted support system to improve sleep quality. This mattress only comes in king and queen size.

The breathable high-density foam comfort layer and knitted fabric cover are quilted together to create a plush Euro-top. This layer wicks away heat and relieves pressure.

Below the Euro-top, an additional comfort layer is infused with cooling gel to draw heat away from the body. The firm foam offers deep contouring and aligns the spine.

The base layer consists of responsive, individually-wrapped pocketed coils. The layer increases the mattress’s longevity and reinforced edge support.

The Sweetnight Spring Hybrid Mattress comes with a 10-year warranty and a 30-night sleep trial. The company will issue a full refund for a mattress returned within 30 days of delivery and repair or replace a mattress with defective materials and workmanship.

How Long Will a $500 Mattress Last?

Not all mattresses are created equal. This is especially true of beds of under $500. You can get a great mattress at this price point, but it will take time and research. You’ll need to read customer reviews and do some comparison shopping.

You can get a new mattress for $500, but your mattress may not have premium materials. You should expect a simple construction with 2-3 layers and limited durability (a mattress lasting around 2-5 years). Most mattresses under $500 won’t come with a warranty.

Even on a budget, it is possible to find a mattress with zoned support systems, reinforced edges, or cooling foams, such as gel memory foam.

Mattresses under $500 are typically made of more synthetic materials, which means the one you choose could emit an off-gassing odor. Make sure the mattress foams are CertiPUR-US® certified to ensure they don’t contain harmful additives.

How to Pick the Best Mattress for Under $500: A Buying Guide

Buying an affordable mattress isn’t much different from purchasing a luxury bed. First, learn about your sleep preferences. Your sleep position and sleep needs may affect your sleep quality. Choosing a mattress type based on your preferred temperature, comfort, and support needs will increase the probability for restful sleep.

Sleeping Positions and Firmness

To sleep well, your spine should be aligned and pressure point alleviated, which is more difficult in some sleeping positions than others. The proper mattress firmness can promote better sleep by maintaining alignment.

Side

Side sleeping is the most common sleeping style. In this position, the hips and shoulders take on a great deal of body weight, so it’s a good idea to find a mattress soft enough to cradle those joints and prevent pressure build-up.

Typically, the best mattresses for side sleepers are medium, medium-soft, and medium-firm because they offer cushioning to alleviate pressure and support to promote healthy spinal alignment.

Stomach

Sleeping on the stomach causes the spine’s natural curvature to straighten, which squeezes the gelatinous disks between the vertebrae and strains the back muscles and ligaments, leading to back pain.

To prevent pain, we recommend firm mattresses for stomach sleepers. Placing a pillow under the hips and sleeping without a head pillow will improve the stomach sleeper’s spinal alignment. We suggest stomach sleepers switch to side sleeping as sleeping on the stomach can lead to chronic pain and disrupted sleep.

Back

Back sleepers are less prone to back pains since they sleep in neutral alignment; however, it’s necessary they find a mattress that’ll keep them lifted in the bed and prevent sagging. If a back sleeper sleeps on a mattress that’s too soft, it can throw them out of alignment and create discomfort. Depending on your body type, the best mattress for back sleepers can be firm, medium-firm, medium, or medium-soft. We suggest avoiding soft or plush mattresses as they may allow the hips to sink uncomfortably far into the mattress.

Mattress Materials

Beds come in a variety of materials. Different types of mattresses (innerspring, hybrid, latex, and memory foam) have their pros and cons and choosing the best mattress for your needs comes down to a matter of personal preference.

Memory Foam

Memory foam is one of the most conforming and supportive mattress materials on the market. It is known to relieve pain and improve spinal alignment. Memory foam is expensive, although manufacturers are able to lower the price by constructing mattresses made mostly from polyurethane foam with a thin memory foam comfort layer. This cheaply made foam mimics the feel of high-quality memory foam and most poly-foam mattresses are within the price range of $500 or less.

Memory foam mattresses are known to retain heat; however, copper, graphite, and gel infusions pull heat from the sleeper. Memory foam is also hypoallergenic.

Latex

It’s tough to find latex mattresses under $500 and it’s practically impossible to find an all-latex mattress for this price. Synthetic latex is the most affordable latex material. Natural latex materials are not available in this price range.

Since synthetic latex is made with a compound of chemicals to mimic latex properties, synthetic latex is not biodegradable or antimicrobial like natural latex. If you are considering a latex mattress with synthetic materials, make sure the latex layers are CertiPUR-US® certified as it will ensure there are no harmful additives.

Innerspring

Innerspring mattresses are made with coil systems and thin comfort layers made with polyester, wool, or cotton batting. These mattresses are very supportive and cooling; however, they sag more than other beds.

Some innerspring mattress have added comfort layers called Euro or pillow top. These layers offer additional comfort and protection from the coil layer.

You can find this type of mattress for cheap, especially during a big sale, although we advise you to ask questions concerning the mattress’s durability. These cheap mattresses may last you 2 or 3 years, but you also may experience discomfort from the springs poking through the thin comfort layer or from lack of support.

Hybrid

Hybrid mattresses are made with foam comfort layers and a coil support system. They are supportive and conforming, which is excellent for back and plus-sized sleepers.

Hybrids encourage airflow through their coil systems; however, their foam layers may retain heat if the material isn’t infused with gel, copper, or graphite.

Comfort and Support

No matter your price range, you want to purchase a supportive and conforming mattress that will keep your spine aligned rather than letting your hips and shoulders bow into the bed.

Even so, you don’t want a mattress so firm that you develop pressure points. You want enough cushion for the materials to conform to your body, but not so much you feel stuck and have difficulty moving.

Size

A mattress’s price goes up as the size increases. If you’re on a tight budget, consider getting the smallest size you can while still meeting your sleep needs. This will limit your expenses.

A college student or a child can sleep well on a twin mattress, although taller individuals need a twin XL, so their feet don’t dangle off the bed’s edge during the night. A twin XL will cost a bit more than a twin.

While twin and twin XL mattresses are great for singles, there are some people who need more room to obtain decent sleep. Full mattresses are the same length as twins (75 inches) but are 54 inches wide (15 inches wider than a twin). This offers a sleeper more room to roll over and can accommodate those over 230 pounds. The price for a full mattress is higher than a twin bed due to the additional material used to make the bed.

Full mattresses do not have enough space for a couple. Queen mattresses offer 80 inches in length and a 60-inch width, which is enough room for taller individuals or two adults. For a couple with a smaller bedroom, the queen-size mattress is perfect. Once again, the cost of a queen is higher than a full, although you can still find queen beds under $500.

Some people have restless partners, in which case, a king size bed is a better option. King beds are 75 inches wide and 80 inches long to offer a little more wiggle room. You will have difficulty finding a king mattress under $500.

Special Features

If you’re aiming to get a mattress under $500, your mattress technology options are limited. If you’re looking for natural materials or ergonomic zoned support, you may need to spend more.

There are some mattresses that come with cooling systems or pressure-relieving technologies to improve sleep quality. Other mattresses come with removable covers and allow layer rearrangement for a customized firmness level. However, most features and mattress technologies are not available in the $500 price range.

Warranties, Sleep Trials, and Return Policies

Warranties, sleep trials, and return policies are offered to protect the customer from a bad purchase.

Warranty

Warranties state the company must replace or repair a mattress with defective materials or workmanship covered under the warranty’s terms. For example, a company will replace or repair a mattress with an indentation greater than one inch, but will not process a claim for regular wear and tear.

You’ll find most mattresses under $500 do not come with good warranties or won’t come with warranties at all. Mattresses in this price range are made to last less than five years. If you find an affordable mattress with a 10-year warranty, it’s most likely made outside the USA with cheaper materials.

Return Policy

If you cannot find a bargain mattress with a warranty, we suggest looking into the return policy. Checking out the return policy will help you avoid unexpected fees. Most bed in a box mattress companies take responsibility for transportation or donation fees when a customer makes a return.

Sleep Trial

Sleep trials offer customers the chance to test the mattress in their homes and decide if the product caters to their sleep needs. We suggest a trial period lasting no less than 100 nights as you will need time to adjust to the mattress’s support, make your decision, and coordinate with customer service if you need to return the product.

Most mattresses in the $500 budget range either don’t come with a sleep trial or do not offer trials lasting longer than 100 nights. There are some cases where you can use the return policy as a mini sleep trial.

When Is the Best Time to Buy a Mattress?

We suggest buying a mattress during big sales weekends such as the 4th of July, Memorial Day Weekend, or Black Friday.

Where to Buy

While storefronts are a great place to try and buy a mattress, buying online is very beneficial when trying to stay within a budget. Bed-in-a-box mattress companies offer a range of mattresses with different features and technologies at low prices. Other sites, such as Amazon, provide low-budget mattress selections.

When buying online, make sure to read all the information on the product page. Scroll through the customer reviews to ensure customer service is reputable.

FAQs

How much does a good mattress cost?

We suggest you do not rate the product’s quality by its cost; instead, look into the quality of the materials and construction to determine the bed’s caliber.

How long can I keep my mattress?

A well-built mattress will last between 7 and 10 years. Beds with coil cores will last closer to 5-6 years, while memory foam and latex mattresses will last about 7-8 years.

What is the best inexpensive memory foam mattress?

The best mattress should relieve pressure and offer long lasting support. It may be more difficult, but it is possible to find a budget-friendly mattress under $500 with these features.

What is the best mattress in 2020?

We recommend you look for a mattress with multiple layers constructed to improve airflow, comfort, and support. Finding your best mattress is based on your sleep preferences. There is no one best mattress because everyone has varying sleep needs.

Can you negotiate mattress prices?

Customers may negotiate prices in store fronts by researching surrounding sales and asking the salesman to price match the prospective bed; however, online mattress shopping is different. You can find online promotions or wait for sales. Other than that, negotiating the price of an online mattress isn’t very common.

Conclusion

You can get a great mattress with cooling technologies and durable construction for under $500. Your preferences may raise or lower the mattress’s cost, like the bed’s size. Either way, following our buying guide will help you find a great, budget-friendly mattress.

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